If you are like millions of Americans, a single missed paycheck will bring your financial house of cards to the ground around you. I lived like that for a couple of decades until the cards came crashing down around my ears. An unexpected stretch of unemployment made me open my eyes and look for a way off of the merry-go-round I had been living on. Here are a few tips that may help you stop living paycheck to paycheck.
Create a realistic budget. Many of us track the big expenses(rent/mortgage, utilities, phone), but neglect the other things like food, gas, and clothing. Your monthly budget should include every possible item that you will face including a set amount for savings. Pay the savings as if it is a bill.
T. Brown has provided this article on behalf of Car Loans with No Credit, a leading resource for people who need to finance a car with bad credit, no credit, or bankruptcy. For more of his work, go here.
I'm Louida from Atlanta, Georgia and I'm a mother of two daughters, and a full-time blogger/influencer.
I love helping others learn how to start working from home online free to help supplement their current income.
I also blog at Productreviewmom.com
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